About the American Express
Corporate Card Program

The American Express® Corporate Card Program is designed specifically to meet the evolving needs of your Company. Offering innovative payment and travel programs, exceptional employee care, actionable insights and our renowned global reach and local expertise, we help your business to thrive.

Payment solutions to help your business thrive

An overview of your Program

Your Company’s American Express Corporate Card Program is so much more than a Card. Providing a complete business payment solution, we’re by your side to save you time and money so that you can grow your business – whether that means reinvesting in your top line or driving the performance of your bottom line.

Card types

We understand that individual employees have different needs. So we have a suite of Corporate Cards available to ensure you match the right Card with the right people in your organisation. Our robust suite of products deliver savings, productivity and a touch of status for individual employee spend.

  • Green
    Providing the service, trust and support we’re renowned for. With benefits including Global Assist®, Corporate Express Cash, Emergency Cheque Cashing and business travel insurance, your employees can be confident that we’re by their side. See more here
  • Gold
    For enhanced protection, the Gold Card provides all the benefits of the Green Card, plus features that are designed specifically for your Company’s road warriors. The Gold Card helps to streamline their travel experience so they can be more productive and efficient while on the road. See more here
  • Platinum
    Providing the most premium experience for your seasoned travellers and senior executives. Employees are rewarded with an elevated experience, to make their work and travel experiences more comfortable. See more here

Liability Options

We provide two liability options to help your Company meet the appropriate level of risk exposure you’re looking to control:

  1. Combined Liability: your Company and your Card Member are jointly and severally liable for charges. The exception is when charges are the result of unauthorised use by a third party, or are personal in nature (and do not accrue a benefit to your organisation), in which case your Company is not liable.
  2. Full Corporate Liability: your Company is liable for all charges, except charges that result from unauthorised use by a third party. (If the Corporate Card account is established with a corresponding Card and in the name of an individual Card Member.)

Spend controls

Many companies seek the ability to control employee Card use for certain categories of expenses, so we offer a range of solutions to help you to set specific controls at the Card, industry or supplier level. Working with our experienced team, you may choose to set custom controls at selected suppliers by providing a preferred supplier list, or set additional controls at specific merchant locations. You may also wish to set customised controls over spend in particular categories (like office supplies or travel suppliers). Our model and experience ensure you’re supported to identify the right products and controls for your Company’s needs.

Fraud prevention

With predictive algorithms designed to identify and communicate any fraudulent activity in your Program, our systems and solutions give you the peace of mind that Card Member accounts are protected. To assist in fraud prevention, we offer mobile fraud alerts, Chip & Pin technology and SafeKey® functionality, to ensure your Card Members are safe and secure when purchasing.

Billing & payment options

When it comes to the billing and payment of your account, your Company has the option to manage this centrally or through individual Card Members, depending on the needs of your organisation.

More information on our billing and payment options


The benefits for your Company go well beyond your Membership Rewards® points. We help to drive end-to-end efficiencies and savings for your business, we ensure your employees are supported and productive wherever they are, we provide actionable insights so you can make fast, forward-focused decisions, and we give you access to our global reach and local expertise - so you can get business done, wherever you want to be. And yes, our award-winning Membership Rewards Program is in there too (whether you’re looking to reward your Company or your people).

Learn more

Business Travel Account

For more information on the Business Travel Account (BTA), please click on this link.