Corporate Billing & Spend Controls

We work with you to understand your billing and spend control needs and tailor a program that works for you.

Controls at the Company & Cardmember Levels

Billing & Payment Options

American Express provides options to help manage your company’s billing needs:

  • We can send bills to the individual Cardmember and have the Cardmember take responsibility for payments
  • We can send the statements to Cardmembers, have them submit their expense reports and trigger the company to pay American Express
  • Or we can have the Cardmember transactions billed centrally and have the company submit payments on behalf of the Cardmember

American Express accepts a number of methods for paying a Corporate Card statement. The payment methods available depend on whether your company or the Cardmember pays the statement. If remitting payment centrally, your company may use phone and internet banking arranged through your financial institution, automated banking machines, or cheque and money orders payable to Amex Bank of Canada.

Spend Control Features

Many of our clients seek the ability to control employee Card use for certain categories of expenses. We offer a range of products and solutions that enable clients to set specific controls at the Card, industry, or supplier level. Our model and experience with clients enable us to work with you to identify the products that meet your needs.

  • Supplier Level Blocking: Clients can set custom controls at select suppliers by providing a preferred supplier list 
  • Merchant Level Controls: Clients can set additional controls at specific merchant locations
  • Spend Category Controls: Clients can set customized controls over spend in particular categories such as offices supplies or travel providers
  • Merchant Variance Limits: Clients can set controls on a Card to be used at specific merchants or merchant groups but allow transactions under a certain threshold to be processed at other merchants or merchant groups

Fraud Prevention

Our systems and solutions protect Cardmember accounts. American Express has best-in-class tools in place to identify and communicate any fraudulent activity in your program.