American Express AccessLine℠

Your Business Advantage
Making international and domestic payments simple for business.

Embrace greater efficiency, access and control

With American Express AccessLine,
American Express® Corporate Purchasing Card Members can make fast, secure
payments, even to merchants who don't accept Card payments.

Now, the world really is your oyster.

How does AccessLine work?


Sign up to AccessLine by completing the AccessLine Hong Kong Application Form and pre-register your supplier with your Relationship Manager. Place your order and then inform your Account Manager that you would like to use your American Express Corporate Purchasing Card as the settlement method.


We charge the transaction and trade service fee2 to your Corporate Purchasing Card and send the payment straight to your supplier's bank account.


The supplier receives the funds in their account and you have up to 51 days to pay your American Express Corporate Purchasing Card, giving you more flexibility with your working capital.1

Immediate benefits for your business

Pay Virtually Anyone, Anywhere

Pay virtually any supplier around the world, even if they don't accept card payments. We use the FX International Payment platform to pay directly into your supplier's account in over 100 currencies.

Manage Your Working Capital

Paying suppliers at the right time in your billing cycle can give you up to 51 days to then pay American Express1 — freeing up your cash flow for other things.

Pay Faster for Better Relationships

AccessLine helps you pay suppliers faster, which can strengthen relationships and gives you the opportunity to negotiate early payment discounts.

Streamline Your Payment Process

AccessLine makes expense management easier with customized reports and one fixed % fee per transaction. It also helps you consolidate your payments to make reconciling simpler.

AccessLine processes transactions in more than 50 different currencies, including:

  • United States Dollar USD
  • Euro EUR
  • British Pound GBP
  • Singapore Dollar SGD
  • Australian Dollar AUD
  • Hong Kong Dollar HKD
  • Japanese Yen JPY
  • Chinese Yuan Renminbi CNY

Who can use AccessLine?

You’re eligible to use AccessLine if you’re an existing
American Express® Corporate Purchasing Card Member.
Read more about the Corporate Purchasing Card here.

Terms and Conditions/ Disclosure

Please note the content in this document general in nature and does not purport to provide any financial, investment or professional advice. Products and services described in this document are subject to change. The information supplied does not form or imply any business contract.

American Express AccessLine is not a credit line provided by American Express International Inc., in its capacity as a holder of a Money Service Operator License in Hong Kong. This service is not available to individual consumers. To enroll in this service, your business will be required to complete an application, which is subject to review and approval by American Express.

For a copy of the application, including terms and conditions, call +852 30163955. Your business will also need an American Express Corporate Purchasing Card.

1Depending on when you make a purchase, when your statement is issued and whether you are carrying forward a balance on your account from your previous statement period.

2The trade service fee is an administrative fee that will be charged by American Express International Inc. when using AccessLine. International wire transfers are arranged through American Express International Inc. 18/F Cityplaza 4, 12 Taikoo Wan Road, Taikoo Shing, Hong Kong.

For a copy of the full terms and conditions, please click here.

Incorporated with Limited Liability in the State of Delaware, U.S.A. ® Registered trademark of American Express Company.
© Copyright 2017 American Express Company.