American Express® Gold Business Card

NO PRE-SET SPENDING LIMIT

The American Express® Gold Business Card has no pre-set spending limit¹, giving you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us and your current financial resources. You can spend as spend as much as you can afford to pay back, which gives your business greater financial flexibility to cater for different business needs.

UP TO 51 CREDIT-FREE DAYS

Increase your liquidity, whilst ensuring that your vendors are paid on time. Pay suppliers through American Express and receive up to 51 credit-free days² without any added credit interest to pay your statement, allowing funds to earn interest or be used elsewhere to grow your business.

SUPPLEMENTARY CARDS FOR YOUR STAFF

Provide your employees with Supplementary Cards³ and consolidate more of your company’s expenses into a single payment method. You will also earn Membership Rewards points on any Supplementary Cardmembers spend.

ONLINE ACCOUNT MANAGEMENT

Manage Your Card Account is a complimentary online management tool that provides Cardmembers with 24/7 access to their American Express Business Card account. Cardmembers can view statements, make payments, redeem Membership Rewards points, set up email or mobile alerts, anytime, anywhere.

QUARTERLY MANAGEMENT REPORT

Save time and get greater control over your business expenses with Quarterly Management Report. This report details your account's transactions for the past quarter in different categories (such as travel, entertainment, dining) to help you better manage expenses.

BUSINESS INSURANCE

As a Gold Business Cardmember, you and your Supplementary Cardmembers are covered by a business insurance plan⁴. Enjoy the following valuable benefits courtesy of us:

• Up to HK$1,000,000 for Basic Cardmember, and up to HK$500,000 for Supplementary Cardmember, on Accidental Permanent Disability
• Up to HK$20,000 on Replacement Expenses for Basic & Supplementary Cardmembers, with a minimum of HK$5,000 Replacement Benefit Lump Sum
• Up to HK$300,000 on Business Overhead Expenses for Basic Cardmember
• Up to HK$40,000 on Business Closing Expense for Basic Cardmember

SAFEKEY^®

Your account is already protected by American Express against theft and fraud every time you shop online. American Express SafeKey⁵ has been introduced to further enhance online transaction security. It is an added security measure to safeguard your online purchases for your peace of mind.

FRAUD PROTECTION

Feel secure knowing we make fraud prevention our business.

EARN MEMBERSHIP REWARDS^® ON BUSINESS SPEND⁶

As an American Express Gold Business Cardmember, you will be automatically enrolled into the Membership Rewards Gold Business Program. You can earn 2.5 points for every HK$1 spent on local transactions and 3 points for every HK$1 equivalent spent in foreign currency. Your reward options include an array of cash vouchers, flights and hotel stays as well as other exciting gifts.

Your Rewards

American Express presents worldwide benefits and indulgence to you with American Express LIVE Hong Kong program. We have also selected a wide range of exclusive offers at Offer Hub for our Corporate and Business Cardmembers, save while you spend for your business.

WORLD TRADE CENTER CLUB HONG KONG

As an American Express Gold Business Cardmember, you enjoy the privilege to access the World Trade Centre Club Hong Kong. The Club commands stunning harbor views, making it a lavish host for both business events and family gatherings. The Club is also renowned for its wide selection of excellent Chinese delicacies and European cuisines, outstanding conference facilities and impeccable service. Should you wish to host a business function and seminar, The Club’s outstanding conference facilities and impeccable service are sure to rise to the event.

AIRPORT VIP LOUNGE⁸

At over 80 locations in more than 30 international airports worldwide, Gold Business Cardmember,can enjoy a complimentary visit to Plaza Premium Lounge where they offer a wide range of facilities, from comfortable seating, a delicious buffet spread with non-alcoholic drinks, hot shower suites, evening tapas, to local / international newspapers and magazines.

MOVIE PRIVILEGE⁹

Enjoy year-round 10% savings on movie tickets, including 3D movies, at Broadway, PALACE and AMC Cinemas.

TRAVEL INSURANCE¹⁰

When you charge your travel tickets to your Card, a suite of travel insurance benefits is automatically activated to provide coverage for your business trip.

• Business Travel Accident Insurance up to HK$2,000,000 provides accidental death or dismemberment coverage while travelling on trips booked using the Card
• Up to HK$4,000 for accommodation and essential clothing due to a delayed or cancelled flight and missed connection
• Up to HK$8,000 luggage delay
• Up to HK$10,000 for lost luggage

ROADSIDE ASSISTANCE

Our Roadside Assistance delivers help 24 hours a day. In the event of your car breakdown, we arrive within an hour and in most cases, we get you back on the road. In case where your car needs to be towed, we will arrange for the towing and cover the first HK$750 of towing to your preferred garage. To get help from Roadside Assistance, please call 2277 1188. Maximum 2 claims per year.

24/7 CUSTOMER SERVICE

Professional and dedicated customer support is always just a phone call away to assist with billing enquires, replacement Card requests or access to a Card benefit or service.

GLOBAL EMERGENCY SUPPORT¹¹

For legal and medical emergencies while travelling, Cardmembers can call the free Global Assist⁶ service, which will connect them with an English or Chinese-speaking lawyer or doctor. The service is available 24 hours a day virtually anywhere in the world, whenever Cardmembers travel more than 200km from home, for up to 90 days.

EXPRESS CASH¹²

With Express Cash, you can withdraw cash at AEON ATMs in designated Circle K Stores, MTR stations, shopping malls and AEON branches in Hong Kong. Furthermore, there are over 500,000 locations worldwide where you can have convenient access to cash anytime.