American Express Business Travel Account (BTA)

Business Travel Account

American Express® Business Travel Account (BTA) (issuer Limited Liability Company American Express Bank) is a simple and effective way to manage the Company's corporate expenses. BTA virtual credit card is issued for the organization and is used to pay business travel and events expenses through authorized agencies.

American Express carries out compulsory certification of all business travel agencies that support BTA card payments to ensure high quality reporting.

How does it work?




Employees order services through a business travel agency according to company policy	Various expenses related to business travel can be combined into one statement	American Express reconciles BTA charges and TMC data

HOW CAN YOU BENEFIT FROM BTA?

	CASH FLOW OPTIMIZATION Extended payment terms up to 58 days provide flexibility for company cash flow management
	TRANSPARENCY AND CONTROL Detailed information about each charge required for accounting reconciliation that can be uploaded to client accounting / ERP systems
	STATEMENT MANAGEMENT IMPROVEMENT Reducing the number and cost of processing invoices by switching to a single consolidated statement
	STATISTICS Detailed reporting on expenses for different periods can serve as an additional base for budgeting and tendering and various estimates
	NO RISK SUSPENSION OF SERVICE PROVISION Using a third party as a paying agent ensures timely settlements with suppliers, and as a result leads to more transparent relations between the parties