Your business is adapting.
So is our Card.

Now with
S$0 annual Card fee*
plus a welcome bonus worth S$300*.

The American Express® Singapore Airlines Business Credit Card

Save S$299 with first-year fee waiver, earn 30,000 bonus HighFlyer points worth S$300* and boost your cash flow with flexible payment options.

Now more than ever it’s the Card that means business.

Offer ends on 4 January 2021.

Key business benefits

51 interest-free days*

Give your business some breathing space with a substantial interest-free period

S$0 annual fee
saves you S$299

For a limited time we’re waiving our annual Card fee to reduce your business’ expenses.

30,000 HighFlyer points welcome bonus

Earn more rewards for business expenses when you spend S$5,000 in the first 6 months.

Rewards Calculate your rewards

Up to 8.5

HighFlyer points on eligible Singapore Airlines Group flights (worth 8.5% cashback)


HighFlyer points on all other eligible spend (worth 1.8% cashback)

Bonus Points


HighFlyer points worth up to S$500

*Terms and Conditions Apply

Here's how:

  • 30,000 HighFlyer points when you spend S$5,000 in the first 6 months
  • 5,000 HighFlyer points when you spend S$500 with Singapore Airlines Group in the first 12 months
  • 15,000 HighFlyer points when you spend S$10,000 with Singapore Airlines Group annually

Ready to apply?

Enjoy S$0 annual Card fee for the first year, saving your business S$299. Plus get 30,000 bonus HighFlyer points worth S$300*.

Apply Online Request A Call

Enjoy a hassle-free application

Simplify your Card application with autofill when you retrieve personal information via MyInfo.

Double your rewards with Singapore Airlines HighFlyer

Singapore Airlines HighFlyer is a corporate travel programme for small and medium-sized businesses. It offers double rewards for flying with Singapore Airlines Group: employees earn KrisFlyer miles on their personal accounts while your business earns HighFlyer points on the company account.

  • As an American Express Card Member you will earn 8.5 HighFlyer points per S$1 spent on Singapore Airlines Group.
  • Enjoy easy redemption on Singapore Airlines Group flights, with no caps and no blackout dates.
  • HighFlyer points are valid for 3 years so you can turn business expenses into savings and redeem in a brighter future.

Business and travel benefits


  • Fast track to KrisFlyer Elite Gold status with S$15,000 spend with Singapore Airlines Group in the first 12 months
  • Enjoy Priority Pass membership with two complimentary visits per year for you and a guest
  • Complimentary night’s stay every year, and up to 50% dining discounts with Accor Plus across Asia-Pacific
  • Savings and offers with American Express Selects and Hertz Gold Status


  • Boost cash flow with up to 51 days interest-free from transaction date and 21 days from statement date, on all purchases
  • With Pay Small, you can choose to break Singapore Airlines purchases into small payments over 6 months at 0% interest, if you pay your Card Account in full each month.


  • 24/7 customer support
  • Complimentary travel accident insurance

Eligibility, Requirements & Fees


Age 21 years and over
Income for Singapore Citizens & Permanent Residents S$30,000 per annum
Income for Foreigners S$60,000 per annum


  • Applicant should be a business owner and/or person with executive authority of a Company/Business with a Valid UEN
  • A clear copy of photo ID (NRIC/passport)
  • Last 2 years’ Income Tax Notice of Assessment
  • Director’s resolution or Board Resolution (Except for Sole Proprietor/Partnership)
  • Certified IDs of beneficial owners/shareholders (with ownership of 25% or more)

Fees and Charges

Primary Card S$299 per year
Supplementary Card S$99 per year (First 2 Cards free)

Calculate your HighFlyer points

Singapore Airlines Group spend

S$1 = 8.5 HighFlyer points

All other eligible spend

S$1 = 1.8 HighFlyer points

SIA Spend




Non-SIA Spend








Receive cashback worth



If you're working for a larger business or corporation, you can learn more about our Corporate Cards and programmes here.