We offer several Corporate Card options designed to meet the needs of your company’s employees. As well as providing the controls and information you need to drive savings to your company’s bottom-line.
American Express Corporate Card programs are used and relied upon by the world’s leading businesses as their preferred payment solution. Now you can put American Express to work for your Company, and benefit from a global-leading payment solution.
Far more than simply a program, the Corporate Card represents a complete business payments solution, with major benefits including:
- Improved cash flow
- Real bottom line savings
- Increased visibility and control
- Generous rewards
- Streamlined payment processing
Take control of your expenses with the American Express Corporate Card Program. You’ll have the power to implement an expense management solution to simplify the management of your corporate expenses, ensure compliance of your expense policy and drive savings direct to your bottom line.
Impressive savings and Flexible Controls for your Company
Savings for your Company start here. Reduced transaction costs and shorter processing times improve your bottom line, while tailored billing and liability protection give you more control of your expenses. Extend company cash flow with flexible billing and payment options, while increasing compliance of company policy with increased spend visibility. Plus discover peace of mind with our Liability Protection options.
Benefits for your Employees
Give your team the advantage with benefits and services including Membership Rewards, online account management and 24 x 7 global services to name just a few.
Corporate Card Savings
Maximise Savings, Reduce Costs
The American Express Corporate Card Program is a powerful and flexible tool to maximise the efficiency of your expense management. Reduced transaction costs and shorter processing times save your company money, while tailored billing and payment options, increased spend visibility and liability protection give you more financial control across the entire business.
Expert advice from a single point of contact
Identify saving opportunities with a designated representative assigned to your account. Your account executive will analyse your expense management Program and develop an action plan for your business that includes:
- Benchmarking practices
- Simplifying processes
- Supporting vendor negotiations
American Express Consulting
Our experienced consultants can tailor cost-saving solutions that will assist you with all aspects of expense management, including policy development, travel purchasing management and process re-engineering. Learn more
Take control with flexible limits
Enjoy the flexibility of a variety of spending limit options, designed to control high-risk spending and enforce your company's expense policies. Card restrictions include:
- Overall spending limits
- Industry spending limits
- Cash Access limits
- Individual Card members
Billing and payment options for greater flexibility
With the American Express® Corporate Card you can choose from a full range of billing and payment options. These are designed to complement your accounting and reporting procedures.
SELECT YOUR BILLING CYCLE
You can select from 10 billing cycles to coordinate statement dates with your company's payroll periods or reimbursement schedules.
INDIVIDUAL BILLING OPTIONS
With Individual Billing/Individual Payment (IB/IP), each Cardmember receives a monthly billing statement from American Express and is responsible for reconciling the account and remitting payment directly to American Express. Each Cardmember submits an expense report in accordance with your reimbursement policy.
IB/IP reduces your company's administrative workload and encourages timely expense report submission.
This option combines individual billing with centralised payment of all approved business expenses charged to the Corporate Card. Each Cardmember is responsible for monthly statement reconciliation, timely expense report submission, and direct payment to American Express for personal and unapproved business charges. Your company issues a single payment to American Express for all Card Members authorised charges, streamlining the payment process.
All Card Member balances are itemised in a summary statement that is centrally paid by your company. Individual monthly billing statements are printed and included with the summary statement.
Payment can be made in many ways, the most convenient options are:
Protect your bottom line with Liability Protection
The American Express Corporate Card Program provides companies with peace of mind knowing that they are only liable for business charges. This means that your company will only be paying for expenses that benefit the business and will not be held responsible for your Card Members personal spend, or spend which you have reimbursed your Cardmember's.
Access fully interactive, online reporting capabilities through American Express @ Work; Customised Reporting. Ideal for clients with more sophisticated reporting needs, this powerful tool enables your company to query, filter, and sort your Corporate Card information to meet your expense management needs. Customised Reporting is a fully interactive web-based reporting solution that gives you the power to review and manipulate your Corporate Card data.
Corporate Card Benefits
Attractive rewards and better security
We know how important it is for large organisations to retain the best staff. So we provide a range of Cardmember rewards, benefits and services to meet the needs of all your employees, from the occasional domestic traveller to the frequent international traveller.
Membership Rewards Ascent
Earn one Membership Rewards point 1 for every dollar spent on your Corporate Card. Card Members can redeem points and benefit from travel rewards, shopping rewards and entertainment rewards.
Manage your account online
Staff can manage Corporate Card accounts online securely, immediately and conveniently 24 hours a day, 7 days a week:
- Check employee expenses and pay the balance online
- Elect to receive statements by email
- Receive email or SMS alerts for payment due, payment received and balance updates
Extra protection for travellers
When travel tickets are charged to the Corporate Card, Card Members automatically enjoy comprehensive protection, including:
- Business Travel Accident Insurance 2
- Travel Inconvenience Insurance (Corporate Gold card only) 2
- Accident Medical Expenses Insurance 2
- The convenience of global access (Corporate Gold card only)
Card Members enjoy the convenience of expert assistance almost anywhere in the world. Our network has more than 1,700 Travel Services locations in over 130 countries 3, providing the following assistance:
- 24 hour emergency Card replacement
- Foreign currency exchange
- Cash and Traveller & Cheque access
- Global Assist hotline & putting Card Members in a tight spot in touch with English-speaking doctors and lawyers
We offer several options to provide convenient, and managed, access to cash for your company’s employees around the world.
Express Cash/Corporate Cash enables your Card Members to conveniently obtain cash for out-of-pocket business expenses using our network of more than 500,000 ATMs located in airports, hotels, and shopping complexes around the world. Transactions are billed directly to the Corporate Card.
Other features of Express Cash include our online Global ATM Locator. In addition, management reports are provided to help you reconcile, control and manage cash transactions.
Travellers Cheques on the Card enables your Card Members to obtain American Express Travellers Cheques from an American Express Travel Service Office. Transactions are billed directly to the Corporate Card.
Terms and Conditions
1. Membership Rewards enrolment required (an annual fee may apply) Subject to the Terms and Conditions of the Membership Rewards program.
2. American Express Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street, Sydney 2000 and ACE. The Insurance Terms & Conditions do not take into account your objectives, financial situation or needs. Terms and Conditions are subject to change. It is important for you to read the Terms and Conditions booklet available upon request from us and consider the appropriateness of that insurance in relation to your individual requirements.
3. Comprised of Travel Service locations of American Express Travel Related Services Company Inc., its affiliates and Representatives worldwide.