American Express® Corporate Card Terms and Conditions

1. Business Travel Insurance: American Express Services Europe Limited (“AESEL”) makes various benefits available to users of AESEL Corporate products or services which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice to you or your company of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a user of AESEL Corporate products or services . Terms, conditions and exclusions apply. Details can be found on the American Express website.

American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Conduct Authority. Details can be found on the Financial Services Register.

2. Travel Services Locations: All Services are subject to local laws and cash availability. Not All Services are available at all locations.

3. On Business Points: Companies participating in the British Airways American Express Corporate Card programme receive 50% more On Business Points® than those solely participating in the On Business programme.

4. On Business Points: Points are not earned on the following charges: Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange and Express Cash transactions, charges for dishonoured cheques, late payment and referral charges. Points never expire as long as your American Express Corporate Card remains in good standing and is enrolled in Membership Rewards.