American Express® Working Capital Solutions

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Benefits to Your Company and Suppliers

Helps to Optimise Working Capital for Your Company

  • Increased Days Payable Outstanding (DPO)
  • Reduced need for external financing
  • Bank independent solution
  • Help strengthen ties with strategic suppliers
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Timely Payment for Suppliers

  • Help optimisation of cash flow and working capital due to payment received 5 banking days following authorisation
  • Reduction of receivables
  • Risk management
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How the Working Capital Solutions Work

Ease of Payment for Suppliers and Invoicing Parties

  • Step 1: The supplier accepts American Express as payment method
  • Step 2: Invoice is issued directly to the corporate customer
  • Step 3: Supplier gets paid by American Express within five banking days

Clients Extend DPO While Maintaining Good Supplier Relations

  • Step 1: Identify key, high-transaction suppliers
  • Step 2: Use American Express' payment method for purchases
  • Step 3: Make the payment to American Express 28 days after the monthly statement date, benefiting from an extended payment period of up to 58 days
buyer initiated payments

Optimise Working Capital With Buyer Initiated Payments

American Express Buyer Initiated Payments (BIP) is an online solution that helps companies optimise working capital by extending Days Payable Outstanding (DPO) while accelerating payments to suppliers. See how it works.

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Case Study

Case Study Westcoast: Working Capital Optimisation

Westcoast is a wholesaler for the computer industry’s household name brand products, from tablets to telephones, monitors to MP3 players. Most of the printer and toner cartridges sold in UK shops are likely to have come via Westcoast. Their customers represent many different vertical markets and sectors.

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