Welcome to the American Express®Corporate Defined Expense Program

Flexible spending limit features to help manage business related expenses

Flexible Expense Management and Trusted Support

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The American Express® Corporate Defined Expense Program is designed to improve the management of employee purchases with a predefined spending limit that decreases as charges are made

Card Membership Benefits

Featured

Predefined Spending Limit

To help manage your budget, the Corporate Defined Expense Program is set up with a predefined spending limit. As charges are made, the available balance will decline until the predefined spending limit is met. Unlike other traditional American Express Corporate Card products, the spending limit will not re-set on a monthly basis as your billing cycle cuts. Please contact your Program Administrator or American Express account manager to learn more.

Flexible Expiration Dates

With the Corporate Defined Expense Program you can customize Card expiration dates according to your company’s preferences and business needs. A Card can be set up with a valid usage period as short as 2 months or as long as 2 years. The expiration date of a Card can be extended at any time, which will trigger issuance of a replacement Card with the new expiration date.

Dependable Service

24-Hour Customer Service

Get help with urgent requests, such as Card replacement and questions about benefits, anytime you need with our toll-free, 24-hour Customer Service number listed on the back of your Card.

Corporate Express Cash (Requires Company and Employee Enrollment)

The Corporate Express Cash program lets enrolled Corporate Card Members withdraw cash from participating ATMs around the globe. Fees apply.

Reliable Controls

Predefined Spending Limit

To help manage your budget, the American Express Corporate Defined Expense Program is set up with a predefined spending limit. As charges are made, the available balance will decrease until the predefined spending limit is met. Unlike other traditional American Express Corporate Card products, the spending limit will not re-set on a monthly basis as your billing cycle cuts. Please contact your Program Administrator or American Express Account Manager to learn more.

Flexible Expiration Dates

With the Corporate Defined Expense Program you can customize Card expiration dates according to your company’s preferences and business needs. A Card can be set up with a valid usage period as short as 2 months or as long as 2 years. The expiration date of a Card can be extended at any time, which will trigger issuance of a replacement Card with the new expiration date.

Insurance &
Mobile Capabilities

Baggage Insurance Plan

Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a ticket for the trip (one-way or round-trip) is charged to an eligible Card Account. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Online Account Access

American Express provides 24/7 online access to Corporate Card account information. Card Members can view statements, pay bills, submit expense reports, set up email or mobile alerts** and dispute charges ‡‡. Card Member enrollment required at americanexpress.com/register.

** Message and data rates may apply
‡‡ Not all disputes are resolved in the Card Member’s favor.

Business Travel Accident Insurance

Business Travel Accident Insurance (“BTAI”) provides accidental death and dismemberment insurance coverage when you charge your scheduled flight, cruise, train, or bus ticket to your Corporate Card.

Eligible Card Members receive up to $350,000 24-hour, door-to-door coverage for business trips for up to 30 days and up to $100,000 coverage for personal trips while boarding, traveling on and exiting a scheduled flight, cruise, train, or bus. This coverage is provided at no additional fee.

American Express® App***

Track spending and rewards, find offers, make a payment, and get important account alerts in real-time with the American Express App.

***Available for iOS 9.0+ and AndroidTM 4.4+ only.

Business Trends & Insights

Get travel, growth and management insights for your business


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Not a Card Member? Apply by phone, 24/7.

1-800-243-3888