Loyalty Programs Benefit Terms

1. The Membership Rewards program: Enrollment required. The annual program fee to enroll a Corporate Card is $90. The annual fee to enroll a Global Dollar Card Corporate Card is $75. Some Corporate Cards are not eligible for enrollment. Participating Membership Rewards partners, available rewards, and point levels are subject to change without notice. Eligibility is based upon company’s participation in the Membership Rewards program. For full Terms and Conditions of the Membership Rewards program, please see membershiprewards.com/terms.

2. The Savings at Work® (“SaW”) program is a benefit provided by American Express to its eligible, active, U.S. Commercial Card corporate clients (“Company” or “Companies”) through which a Company earns point-of-sale discounts or annually disbursed rebates on qualifying charges made using the American Express Corporate Card with participating SaW partners. American Express reserves the unconditional right to amend, alter, or terminate the SaW program, these Terms and Conditions, any or all participation and all related program offers, in whole or in part, in its sole discretion at any time. Additional terms, restrictions and conditions apply. For more information on SaW program, a complete copy of SaW program terms and conditions and the most recent listing of participating SaW partners visit savingsatwork.com. Savings at Work, American Express, and the American Express logo are registered trademarks of American Express.