American Express and SAP Concur

Manage essential
business spending
securely and efficiently

American Express and SAP Concur1 helps you connect and manage your Concur Expense and
Invoice payments in one intuitive spend management solution, giving you the control and
visibility you need to manage your spending proactively.

The benefits of American Express, made even better.

With Concur Expense

Simplify how you handle expenses for your
employees with your American Express® Business or
Corporate Card and Concur Expense.

With Concur Invoice

Pay eligible suppliers using your American Express® Business or Corporate Card right from within
Concur Invoice by enrolling in the American
Express B2B Payments App.

Eliminate the need for paper receipts

When employees use the Card, they get a reminder to snap a photo of the receipt.2 Then they upload the image with the SAP Concur app, and it’s automatically imported and filed into the expense report.

Save time through automation

Digitized workflows and automated payments help to streamline the reconciliation process. That means your team can spend less time on manual input and chasing down approvals, while also reducing errors.

Consolidate your spending information

With your Card and Concur Expense, your spending information is easily accessible in the cloud-based Concur Expense management platform.

Get more control

Since suppliers receive a virtual Card number that’s only good for the invoice and date you specify, your American Express payment provides an added layer of security.

Categorize expenses automatically

Card expenses are categorized using your company’s general ledger expense codes.

Increase visibility into spending

Access key details on suppliers, transactions, and payments from the American Express B2B Payments App.

Save money and spot trends

American Express’ exclusive Program Optimization reports3 provide in-depth expense detail. With the detailed data from these quarterly reports, it’s possible to more easily spot spending trends and savings opportunities.

Gain payment flexibility and rewards

Make payments promptly while keeping more cash on hand until your American Express payment is due. Continue to earn your Card's rewards as you normally would.4

Find out how you can safeguard your spend management with automation.

Click here to get started.

A representative will contact you to discuss how American Express and SAP Concur could help benefit your business.

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Terms & Conditions

1 All American Express Travel Related Services Company, Inc. clients with Commercial Payment products are eligible for SAP® Concur® solutions.

To learn more about SAP Concur offerings, please leave us your contact information at and an SAP Concur representative will reach out to you. You can also contact your American Express account representative, or call American Express at 1-888-800-8564 to be introduced to an SAP Concur representative.

SAP Concur program pricing, terms, and conditions will be determined during the SAP Concur sales cycle. The fee for SAP Concur programs is established solely by the SAP Concur Sales/account team. Implementation is required and implementation times vary based on a client's configuration needs and readiness. For more information regarding pricing and implementation options, please visit The SAP Concur organization is responsible for all Concur program management and maintenance of SAP Concur solutions, including all eligibility decisions; enrollment varies and is established solely by the SAP Concur Sales/account team. If you have questions, please reach out to your American Express account representative or contact American Express at 1-888-800-8564.

2 The Program Administrator must enroll the company in Concur Expense and ExpenseIt for Corporate Card Members to access ExpenseIt. Upon company enrollment, Corporate Card Members can access ExpenseIt directly through the SAP Concur mobile app on their mobile device. When logged into the SAP Concur mobile app, they will see an ExpenseIt camera icon on the bottom of their home screen. If this is not visible, they should turn ExpenseIt on directly in their Settings. Once turned on, ExpenseIt will automatically generate expenses from captured receipts.

3 Program Optimization reports are available only to Corporate clients enrolled in Concur Expense, have 10 or more employees at least $250,000 in spending, and transactions occurring on at least 60 days during the quarterly reporting period. The reporting is available for each market or may be aggregated – please specify when contacting your American Express representative. To initiate the enrollment process for Program Optimization reporting, the client must sign a letter of authorization and return it to their American Express representative. It takes approximately two quarters after the letter of authorization is submitted for the enrollment process to be completed and to receive the first Program Optimization report. All joint American Express and SAP Concur Expense clients that don’t qualify for Program Optimization reporting may have access to Analytics from SAP Concur. For more information, contact your American Express representative.

4 Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.

©2020 American Express Travel Related Services Company, Inc.