Business Travel Account

Benefit Terms:

24/7 Global Assist® Hotline

While Global Assist® Hotline coordination and assistance services are offered at no additional charge from American Express, Card Members are responsible for the costs charged by third-party service providers. For full Terms and Conditions, see americanexpress.com/GAterms.

American Express @Work

Use of American Express @Work® is restricted to employees, contractors and/or agents that the Company, and its representatives designate for the sole purpose of performing online account queries and maintenance, including accessing and/or creating reports relating to the Company's American Express® Corporate Card programs. @Work is available to all companies with an American Express Corporate Card program. Enrollment is required. To enroll in @Work please contact your American Express Representative or call 1-888-800-8564.

Business Travel Accident Insurance (BTAI)

Business Travel Accident Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is descriptive only. Actual coverage is subject to the terms, conditions, and exclusions of policy 6477-82-04. Please refer to your Description of Coverage for all terms, conditions, and exclusions. Chubb. PO Box 1615, Warren, New Jersey 07061-1615. This insurance is provided to American Express Corporate Cards and Business Travel Accounts in US and US Global Dollar Card Programs. Notwithstanding the above, a Client may have negotiated a different benefit amount.

Business Travel Account - Hotel and/or low cost carrier airline disclosure

Currently, to use enhanced BTA for hotel and low cost carrier airline bookings, a third party service provider, with whom your TMC has a separate agreement, is required to automate the distribution of virtual account numbers. American Express has chosen to work with Conferma, an unaffiliated third party, to provide virtual account number services in connection with enhanced BTA.

♦AMEX ASSURANCE DISCLOSURE:

Baggage Insurance Plan

American Express Card Baggage Insurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0400 or Policy BIP-IND. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Account and is subject to change with notice. This document does not supplement or replace the Policies. To be covered, you must pay the entire fare for travel on a Common Carrier (e.g. plane, train, ship, or bus) with your eligible Account. Entire Fare means the cost of the full fare for a Covered Trip on a Common Carrier. To be eligible for claim payment, your Account must be in good standing on the eligible Account that maintains the original charge. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For checked baggage, a written report of the loss must be filed with the Common Carrier. For carry-on baggage, a written report of the loss must be filed with a local law enforcement agency if theft is suspected.