Benefit from a better way to pay bills

Only for American Express® Business and Corporate Card Members: receive, route, and pay invoices electronically when you create an account and enroll your card in Vendor Pay by, all while earning the rewards of your Card.1,2

Sign Up Today

How Vendor Pay can help boost your business

Automating your accounts payable could have a positive
impact on your business. You can:


Get Rewarded

Earn the rewards of your Card on supplier payments when you use your Card with Vendor Pay.

Dollar Sign

Maximize Cash Flow

Help improve cash-flow flexibility when you use your Card to pay vendors instead of writing a check.


Save Time

Avoid manual processing—instead, easily pay multiple invoices at once.

Simplify the way you pay.
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Simplify the way you pay.

  1. Import: Quickly upload your invoices and bills.
  2. Share: Easily route to teammates who need to review.
  3. Pay: Pay vendors using the method they prefer, even check or ACH*.
  4. Reconcile: Reduce manual reconciliation with robust reporting or by syncing with your accounting system.
    *Check and ACH services are provided by and have per transaction fees. Check/ACH payments will not earn rewards from American Express.

Choose the plan that works best for your business

First user: no monthly fee
Second user: no monthly fee for first 6 months, then $15 per month
Additional users: $15 per user per month

Manage payables and receivables

  • Pay all your bills from one easy interface
  • Send virtual payments to American Express accepting vendors from your Business or Corporate Card
  • Invoice customers and receive electronic payments
  • Import bills by email or drag ‘n drop and eliminate paper
  • Export data for reporting and reconciliation

per user per month

Everything in Basic, plus automated workflow and sync with accounting software

  • Eliminate double data entry with accounting software sync with QuickBooks® and Xero
  • Automate and track bill approvals
  • Customize roles and permissions for multiple user
  • Robust reports
  • Approval only access available for $10 per user per month

Advanced Plus
per user per month
One-time implementation fee of $1,500
for integration support

Everything in Advanced plus sync with enterprise software

Sync with NetSuite and Intacct

Payment Methods & Services Basic Plan Advanced Plan Advanced Plus Plan
Pay Bills by American Express No additional fee No additional fee No additional fee
Pay Bills/Receive Payments by ACH $0.99/transaction $0.49/transaction $0.49/transaction
Pay Bills by Checks $1.99/transaction $1.49/transaction $1.49/transaction
Mail invoices $1.99/transaction $1.49/transaction $1.49/transaction

It’s easy to get started. Just enroll and register your Card.

Don't Do Business Without It

Terms and Conditions

1Vendor Pay by is available on American Express Business and Corporate Cards. Card Members must sign up for Vendor Pay and enroll the Card for payments by going to Not all suppliers may accept American Express virtual payments. The Basic plan has no monthly fee for the first user and no fee for a second user for six months from when the first user signs up. After six months, the second user will have a fee of $15 per month. The Advanced version has a monthly fee of $59 or $99 per user depending on select accounting systems. The monthly fees are set by and subject to change at's discretion. Fees are in addition to American Express Card fees. There are additional per transaction fees for check and ACH services.

2 Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.